How Long Does It Take to Get Paid After a Wrongful Death Settlement in Florida?

January 26, 2026

Dennis Hernandez

When a loved one passes away because of someone else’s negligence, families face a deep emotional loss and often serious financial problems. Understanding the wrongful death settlement timeline Florida can help families know what to expect as they seek justice. A wrongful death settlement is meant to help by providing money to cover expenses and replace lost income. It also holds the responsible party accountable.

In Florida, the time it takes to get this money, known as the wrongful death settlement timeline Florida, can vary a lot. Some cases move quickly. Others take months or even years. Understanding the process can help families know what to expect.

What Does a Wrongful Death Settlement Cover?

Florida’s Wrongful Death Act (Fla. Stat. §§ 768.16–768.26) lists the types of damages families can receive. Common examples include:

Medical bills for treatment before death
Funeral and burial costs
Loss of the deceased’s income and benefits
Loss of companionship, care, and protection
Emotional pain and mental suffering

A settlement is about more than money. It is a form of justice, and understanding the wrongful death settlement timeline Florida helps families see how that justice is pursued. It says the death was wrong and the responsible party must answer for it. This accountability can bring some peace to grieving families.

Why Is a Personal Injury Lawyer Important?

A personal injury lawyer plays a key role in these cases. They guide the family through the entire process. Their work includes:

Investigating how the death happened
Collecting evidence to prove fault and damages
Negotiating with insurance companies
Filing all legal documents on time under Fla. Stat. § 95.11

Lawyers also provide emotional support. They handle the hard conversations and legal stress so families can focus on grieving and healing. Understanding the wrongful death settlement timeline Florida can also help clients feel more prepared as their attorneys guide them through each step. At Dennis Hernandez Injury Attorneys, we have recovered millions and millions for our clients, and we always say: We fight to get you paid!

What Factors Affect the Wrongful Death Settlement Timeline in Florida?

Several things can make the wrongful death settlement timeline Florida shorter or longer. These include:

Number of Liable Parties – More parties mean more negotiations and possible disputes.
Strength of Evidence – Clear evidence speeds things up. Complex cases require more time for experts and analysis.
Court Approval – Cases involving minors or vulnerable adults need a judge’s review.
Insurance Delays – Insurance companies may take time to process paperwork and release funds.

According to the Florida Bar, simple cases can settle in months. Complicated cases can take over a year.

How Does the Compensation Payment Process Work?

The compensation payment process injury victims’ families follow usually has several steps:

Agreement on Terms – The lawyers for both sides agree on a settlement amount.
Drafting the Settlement – The terms are put in writing.
Signing the Release – The family agrees not to sue again over this matter.
Payment by Insurer – The insurance company sends the money.
Distribution of Funds – The money is divided among family members, attorneys, and anyone owed a lien.

Florida law (Fla. Stat. § 627.4265) says insurers must pay within 20 days after a final judgment. But in settlements, payment speed depends on the agreement.

Why Does Court Approval Add Time?

When minors are involved, Florida law (Fla. Stat. § 744.3025) requires a judge to review the settlement. The court may:

Appoint a guardian ad litem to protect the child’s interests
Approve or change how money is paid out
Set up a trust until the child turns 18

This process adds weeks or months, but it ensures the child’s future needs are protected.

How Do Insurance Companies Delay Payments?

Even after settlement, insurance companies may delay payment. Reasons can include:

Internal reviews and approvals
Questions about liens or outstanding bills
Requests for more paperwork

In Boston Old Colony Ins. Co. v. Gutierrez, 386 So. 2d 783 (Fla. 1980), the Florida Supreme Court said insurers must handle claims with the same care as if they were personally liable. Delays without good reason can lead to extra penalties.

What Documents Help Speed Things Up?

Families can help their lawyer by providing important records early, such as:

Death certificate
Medical bills
Funeral expense receipts
Employment and income records
Proof of the relationship to the deceased

These documents make it easier for the lawyer to prove damages and avoid back-and-forth requests.

Can the Timeline Be Shortened?

Yes. An experienced wrongful death lawyer can:

Push insurers to follow deadlines
Handle lien negotiations early
File motions to speed up court approvals

While no one can promise a quick payout, proactive action often shortens the wait.

What Should Families Do Financially While Waiting?

While waiting for payment, it is smart to:

Pay important bills first
Avoid big purchases
Consider temporary financial help, like a low-interest loan
Talk to a financial adviser about whether to take a lump sum or structured payments

Structured settlements provide steady income over time, which can be helpful for long-term security.

What Are Some Examples of Timeline Differences?

One case with a single liable party and no disputes took six months from claim to payment. Another with several companies, minors, and disputes over fault took nearly two years.

These examples show that each case is unique, and patience is often required.

How Can Families Stay Updated?

Good communication between the lawyer and the family is essential. Families should:

Ask for updates regularly
Request copies of important documents
Confirm expected timelines for each step

This helps reduce anxiety and keeps everyone on the same page.

Why Does the Right Lawyer Matter?

Wrongful death cases in Florida are complex. The right personal injury lawyer can make the process faster and more successful by:

Knowing the laws and how courts apply them
Negotiating effectively with insurers
Using experts to prove damages
Providing compassion and understanding during a difficult time

At Dennis Hernandez Injury Attorneys, our experience and dedication mean we know how to fight for the best possible outcome. We fight to get you paid!