Insurance Companies/Insurance Defense
- Insurance companies do everything they can to get out of paying what they owe people for injuries in a crash. Attorneys are not allowed to disclose to juries how much insurance coverage or assets are available to be pursued for an injured party.
- Insurance companies hate losing, so they hire the same doctors over and over for trial to say that a crash didn’t cause injuries to that injured person. These doctors often make millions of dollars doing this work for these insurance companies and their lawyers based on dozens if not hundreds of case being handled by the expert for each insurance company, such as State Farm, Allstate, Progressive, Nationwide, etc.
- Insurance companies most often avoid disclosing how much they pay their expert doctors over many years and try to make it sound like they have only made $10,000 or $20,000 for that particular case, which is still astronomical.
- These doctors love to argue no injury was trauma-related, all the injuries that a plaintiff would talk about were longstanding, degenerative, and age related. These insurance-hired doctors never state that anything was their insured’s fault.
- Insurance Defense lawyers, hired by insurance companies, typically have a greater incentive to avoid settling and push a case trial as they get paid by the hour by the insurance company.
- Insurance Defense firms love to argue who is at fault, even on obvious rear-end accidents. They often state the injured person pulled out in front of their driver and stopped suddenly.
- Insurance Defense firms like to hire surveillance to watch injured plaintiffs, so they can claim there are no injuries, as they were seen doing normal daily activities like walking their dog, carrying a bag, pushing a grocery cart, or bending down to tie their shoes.
- Insurance companies typically front the money needed to hire experts to defend them, so there’s no risk to insurance defense law firms, all to block an injured person from being able to recover from their legitimate injuries.
- Plaintiff lawyers are only paid on completion of the verdict, as they are paid a portion of the verdict. This allows a client to be represented even though they don’t have the funds on hand.
- Plaintiff lawyers fight to get their clients compensated for serious injuries. The plaintiff law firm can sometimes spend $100,000’s+ dollars of the law firm’s money to cover the expenses of expert witnesses.
- Plaintiff lawyers gets to pick the case that will be tried so there’s no reason for them to pick anything less than an obviously legitimate claim.
- Even if a plaintiff (injured party) had prior accidents but no symptoms, a new accident can aggravate those symptoms and cause new damage. This requires doctors to clinically correlate the new accident to the new symptoms through diagnostic exams, physical exams, and medical history.
- Plaintiff lawyers don’t bring cases to trial unless there is a party from which they can collect a settlement.
- This law firm has never pursued collection against any person to trial who did not have insurance to recover. This law firm likely never will do so when there is no insurance to pay unless the individual was wealthy and could pay a righteous verdict.
- Jury verdicts for plaintiff’s in trial don’t automatically and directly go to the plaintiff. After the jury verdict, the judge reviews several factors to reduce the amount the plaintiff can collect, known as a “set-off”. Part of the settlement verdict at trial can be reduced directly by the judge because of health insurance, PIP/No-Fault insurance, Medicare/Medicaid, and other reasons.
- Furthermore, plaintiff lawyers are paid from the verdict, so juries need to keep in mind that the verdict they come back with does not go entirely to the injured party.